TERMS OF USE

By signing up for this CFEG | Online Learning (“CFEG” or “Cambridge Family Enterprise Group” or “Education Provider”) course (“Course”), you hereby agree to be bound, in full, to the following terms and conditions (“Terms of Service”) and you hereby represent that you read the following carefully and fully understand the Terms of Service. 

If you have any questions about the Terms of Service, we will be happy to answer them. Please email your questions to: [email protected].

 

GENERAL CONDITIONS

  1. You can review the current version of the Terms of Service at any time here. We reserve the right to update and change the Terms of Service from time to time and also reserve the right to do so without notice. Thus, you should check the Terms of Service from time to time for any updates or changes that may impact you.
  2. Access to and use of any CFEG Courses and their corresponding educational materials, workbooks, communities, coaching, and resources (collectively the “Service”) are provided to registered individuals (“Users”) by CFEG through the learning website Thinkific.com (the “Site”) and through third-party websites (“Third-Party Tools”). 
  3. The Education Provider supplies various educational materials, information, videos, quizzes, tests, questions, articles, readings, assignments, worksheets, workbooks, tools, discussion forums, communities, coaching services, and other resources on the Site and Third-Party Tools. Collectively, these online course materials and related resources are considered the “Service” offered by the Education Provider.
  4. The Education Provider authorizes each registered, paying User to view, use, participate in, access, contribute to, engage with, and complete one copy of the course materials. A maximum of a one-time download of certain non-video materials is permitted, but only when this option is made available and clearly stated by the Education Provider. No other materials, including videos, may be downloaded.  Unauthorized downloading of any course materials is a violation of the Terms of Service and will result in immediate termination of the User’s access.
  5. You agree and acknowledge that any personal information supplied as part of this registration process and/or any other interaction with the Education Provider will be collected, stored, and used in accordance with CFEG’s Privacy Policy.
  6. You are responsible for keeping your password secure. We cannot and will not be liable for any loss or damage from your failure to maintain the security of your account and password. You may not share your account login credentials with anyone else. The Education Provider cannot and will not be liable for any loss or damage from your failure to maintain the security of your account, password, and course materials. If you know or suspect that someone else knows your password, please reset your password immediately. 
  7. A breach or violation of any term in the Terms of Service as determined in the sole discretion of CFEG will result in an immediate termination of your access.
  8. As discussed in further detail below, CFEG does not provide any refunds, full or partial, for any reason. There are no exceptions to this policy.

 

REGISTRATION AND CANCELLATION OF YOUR ACCOUNT

  1. In order to view, use, participate in, access, contribute to, engage with, and complete the Service, you are required to sign up, or register, for an account at: https://cfeg.thinkific.com/users/sign_up
  2. You must have reached the age of consent for online services in your country to use the Service and by signing up for the Service you represent that you have reached such age of consent.
  3. Access to the course materials is available solely through the Site and as long as the Site is functional, which the Education Provider has no control over. Add-on or optional features and services associated with the Service, such as Third-Party Tools, are available as long as the Third-Party Tools are functional, which the Education Provider has no control over.
  4. The Education Provider provides a User a one-year (12 month) access to course materials when they register for the Service. The User’s access will be terminated after 12 months, regardless of whether the User completed or did not complete the Course or whether the User accessed or did not access the Course or course materials. CFEG will not provide a refund even if a User’s access is terminated by the Education Provider.
    The foregoing one-year access is not applicable to add-on or optional features and services associated with the Service, such as a private coaching session. These must be completed within 3 months of purchase, or the User must re-purchase the add-on/optional feature or service. 
  5. By registering, you warrant that you are not an agent or employee—or the company or organization you represent—that competes with the Education Provider. You further represent that you do not provide education, workshops, training, consulting, coaching, family enterprise advisory, family wealth advisory, or other services that are substitutable for, or competitive with, the Education Provider’s activities. If you are unclear or in doubt about whether this applies to your particular situation, notify the Education Provider to seek written consent by contacting [email protected]. 
  6. Each User who registers for the Service commits to the tuition, which is the purchase of online course services. The fee for the Service is calculated and payable in advance of the start of Service. The Service will be made available to the User once payment has been authorized. 
  7. Paid registration provides access to the Service for one individual. Upon registration, you pledge that only you will use your registration to access the Service. You may not transfer your account to someone else or use someone else’s account. One registration is not meant to be shared with any other person nor among a group of people. The person signing up for the Service is responsible for the account and is bound by these Terms of Service. 
  8. As a User, you must ensure that the details provided by you in registration, or at any time, are correct and complete. You must provide your full legal name, a valid email address, credit card information, and any other information needed in order to complete the registration process. 
  9. You acknowledge that the Education Provider will use the email address you provide as the primary method for communication. If the Education Provider needs to reach you, they will send you an email. You agree to use an email address that you access regularly so that emails can be received by you.
  10. If you wish to unenroll from the Course, you can inform the Education Provider at [email protected]. You will then be unenrolled from the Course, but no refund will be issued. You will still have an active account with the Site.
    Users may go a step further and cancel their account with the Site at any time, directly on the Site’s website. If a User does so, this will automatically unenroll them from the Course.
  11. The Education Provider does not provide refunds whether the User requests their account be closed or canceled or the Education Provider unenrolls the User. There are no exceptions to this policy. 

 

USE OF SERVICE AND FINANCIAL TERMS

  1. You agree that upon registering for the Service, you will simultaneously pay the tuition for the Course that you purchase, and authorize the Education Provider to charge your debit or credit card for the tuition. Your credit/debit card details are handled through the third-party gateway, Stripe. The Education Provider does not store any credit card details. Payment must be made in United States currency (United States Dollars and Cents).
  2. When you make a purchase, you agree not to use an invalid or unauthorized payment method. If your payment fails and you still get access to the Service, you agree to pay the Education Provider the due tuition fees within ten (10) days of notification from the Education Provider. The Education Provider and/or the Site reserve the right to disable access for any User to any Service for which we have not received adequate payment.
  3. No refunds (partial or full) are available. As noted above, there are no exceptions to this policy.
  4. Pricing is subject to change at any time.
  5. As a registered User, you are given permission to view and use the Course solely for your personal, non-commercial, educational purposes in accordance with these terms and any conditions or restrictions associated with a particular portion of the Service. All other uses are expressly prohibited. The Course is not sold to you. You do not have the right to resell or give access to the Course in any manner. Your access is not transferrable.
  6. Users are responsible for all activity on their account and everything that happens on their account. This includes activity related to the use of videos, readings, files, data, graphics, photos, links, worksheets, tools, resources, and other material that is uploaded and provided to your account. You must not transmit any malware or viruses or any code of a destructive nature.
  7. The Education Provider makes no promise that materials available on or through the Service are appropriate or available for use in locations outside of the United States. Accessing the Service from territories where its contents are illegal or unlawful is prohibited. Users choose to access the Service from locations on their own initiative and are responsible for compliance with local laws. You are responsible for confirming, prior to registering for the Service, that you have the capability (access, technological or otherwise) for the Service through the Third-Party Tools. If you determine, after registering and paying for the Service, that you cannot access the Service, the Education Provider reserves the right to unenroll you from the Course or the Service without a refund. 

 

NO WARRANTIES

  1. Although the Education Provider aims to offer Users the best service possible, we do not warrant that the Service, the Site, or Third-Party Tools will be uninterrupted, timely, secure, or error-free. The Education Provider does not guarantee the timeliness, completeness, or performance of any aspect of the Service or any of its content. The Service is provided on an “as is” and “as available” basis, without any warranty or condition, express, implied, or statutory. The Education Provider does not warrant that the quality of the Service, course materials, products, services, information, or other material or resources obtained through the Site or Third-Party Tools will meet your expectations, satisfaction, fitness for a particular purpose, non-infringement, compatibility, security, accuracy, or requirements, or that any errors on them will be corrected. 
  2. While we try to ensure that all content provided is correct at the time of publication, no responsibility is accepted by or on behalf of the Education Provider for any errors, omissions, or inaccurate content of the Service.
  3. The Education Provider continually seeks to improve the Service and reserves the right, at its discretion, to make changes to any part of the Service without notice or notification. This may mean changing, reordering, removing, or substituting course materials, resources, Third-Party tools, or any aspect of the Service. Users’ access to the Service may be occasionally restricted to allow for repairs, maintenance, revisions, or the introduction of new services. We will attempt to restore the Service as soon as is reasonable.

INTELLECTUAL PROPERTY

  1. All copyright, trademarks, design rights, patents, trade dress, and other intellectual property rights (registered and unregistered) in and on the Service, Site, and Third-Party Tools, and all content (including all applications and materials) located on or available through the Service, Site, and Third-Party Tools shall remain vested in the Education Provider. 
  2. This Site and all the information it contains, or may in the future contain, including, but not limited to, articles, memoranda, bulletins, reports, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos (collectively, the “Content”), is the property of CFEG, and is protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws. Certain of the trademarks and logos displayed on the site are owned by third parties. Except as we have described in these Terms of Service, nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use the Site or any Content displayed on the Site, through the use of framing or otherwise, without the prior written permission of CFEG or such third party that may own the trademark or copyright of material displayed on this Site.
  3. Course materials are proprietary and made available only to individual Users who are formally registered for the Service. Users may not record, copy, transcribe, duplicate, reproduce, share, distribute, republish, disassemble, decompile, reverse engineer, post, display, broadcast, transmit, make available to the public, or otherwise use the Education Provider’s content in any way except for your own personal, non-commercial use. Users agree not to modify, distribute, adapt, alter, commercialize, resell, or create a derivative work from any of the Education Provider’s content except for your own personal, non-commercial use. Users will keep all Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the Materials or their contents, to any other person or entity.
  4. Nothing contained in these terms and conditions shall be construed as conferring any license or right to use any trademark, design right, copyright, or content of the Education Provider or any other third party.
  5. Any other use of the Education Provider’s content requires the prior written permission of the Education Provider.
  6. Users retain ownership of content they post while using the Service, including in courses, workbooks, worksheets, surveys, discussion forums, communities, coaching services, or otherwise. When posting content, comments, questions, reviews, or when completing worksheets or surveys, or when submitting ideas and suggestions for new features or improvements, Users authorize the Education Provider to view this content. The Education Provider may use, copy, process, analyze, adapt, modify, publish, transmit, display, and distribute this content. If the Education Provider chooses to display this content publicly, the User’s identity will not be attributed to it. Users agree not to post or provide any inappropriate, offensive, racist, hateful, sexist, false, misleading, incorrect, infringing, defamatory, or libelous content or information. If the Education Provider believes your content or behavior is unlawful, inappropriate, or objectionable (for example, if you impersonate someone else), we may remove your content. 

 

THIRD-PARTY TOOLS

  1. The Service may provide Users with access to educational tools or resources that reside on third-party websites, such as Google or LinkedIn, over which the Education Provider has no control or input. You acknowledge and agree that access to such tools is your responsibility. 
  2. You acknowledge and agree that the Education Provider provides access to such tools “as is” without any warranties, representations, or conditions of any kind and without any endorsement. The Education Provider does not warrant that functions available on or through the Third-Party Tools will be uninterrupted or error free, that defects will be corrected, or that the service or the server that makes it available are free of viruses, malware or bugs. The Education Provider shall have no liability whatsoever arising from or relating to your use of Third-Party Tools. 
  3. Any use by you of Third-Party Tools offered as part of or in connection with the Service is entirely at your own risk and discretion and you should ensure that you are familiar with and approve the terms, policies, and practices on which tools are provided by the relevant third-party provider(s).

 

LIMITATION OF LIABILITY/INDEMNIFICATION

  1. Your use of the Service, the Site, and Third-Party Tools is at your sole risk. The Education Provider does not warrant that the results that may be obtained from the use of the Service will be reliable or accurate. 
  2. You expressly understand and agree that the Education Provider is not responsible or liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of data, revenue or profits, business, opportunity or anticipated savings, goodwill, injury to reputation, use, relationships, losses suffered by third parties, or other intangible, indirect, or consequential, special, or exemplary damages arising from the use of or inability to use the Service, regardless of the form of action. 
  3. In no event will the Education Provider’s aggregate liability for all claims of any kind, including any claims arising out of or related to this agreement, whether by statute, contract, tort, or under any other theory of liability, exceed the fees paid by the User for one (1) Course.
  4. You agree to defend, indemnify and hold harmless Cambridge Family Enterprise Group, LLC and its members, managers, employees, agents, contractors, related entities, successors-in-interest, predecessors-in-interest, entities in privity with Cambridge Family Enterprise Group, LLC (the “Indemnified Parties”) from and against any and all claims of violation of intellectual property rights of any and all types and varieties (specifically including, copyright, patent, trade secret, trademark, and the like) brought by any third-party against the Indemnified Parties that arise out of, or relate to, in anyway, in whole or in part, to an allegation that you participated, in any way, the infringement or other violation of the intellectual property rights of any third-parties. Your obligations set forth herein will be at your sole cost and expense. You will fulfill your obligation to defend the Indemnified Parties with attorneys agreeable to the Indemnified Parties and will be triggered upon an allegation that you participated, in any way, in the infringement or other violation of the intellectual property rights of any third-parties, even if the allegation is later proven to be without merit. Your obligations as set forth in this paragraph will survive any termination of your involvement in the Service, even if you are unenrolled by CFEG. Any insurance coverage that you may have for claims described herein shall be primary and any insurance coverage CFEG may have for same, non-contributory. 
  5. As noted above, the Course may utilize Third-Party Tools. You are responsible for reading and agreeing to the terms of each of each of those third-party websites and services. You agree to defend, indemnify and hold harmless the Indemnified Parties from and against any and all claims of violation or breach of any terms of use brought by any third party against the Indemnified Parties that arise out of, or relate, in any way, in whole or in part, to an allegation that you violated or breached same. Your obligations set forth herein will be at your sole cost and expense. You will fulfill your obligation to defend the Indemnified Parties with attorneys agreeable to the Indemnified Parties and will be triggered upon an allegation that you violated or breached any such user agreements, even if the allegation is later proven to be without merit. Your obligations as set forth in this paragraph will survive any termination of your involvement in the Service, even if you are unenrolled by CFEG. Any insurance coverage that you may have for claims described herein shall be primary and any insurance coverage CFEG may have for same, non-contributory. 
  6. You agree to defend, indemnify and hold harmless the Indemnified Parties from and against any and all claims asserted by any third party against the Indemnified Parties that arise out of, or relate to, in anyway, in whole or in part, to tortious conduct by you while utilizing the Service or Third-Party Tools. By way of non-limiting illustration, an example of such would be if you defamed or slandered another individual while using the Service or a Third-Party Tool and the target of your comments asserted claims arising from same. Your obligations set forth herein will be at your sole cost and expense. You will fulfill your obligation to defend the Indemnified Parties with attorneys agreeable to the Indemnified Parties and will be triggered upon an allegation that you participated, in any way, in the infringement or other violation of the intellectual property rights of any third-parties, even if the allegation is later proven to be without merit. Your obligations as set forth in this paragraph will survive any termination of your involvement in the Service, even if you are unenrolled by CFEG. Any insurance coverage that you may have for claims described herein shall be primary and any insurance coverage CFEG may have for same, non-contributory. 


MISCELLANEOUS TERMS

  1. Upon registering for the Service, you consent to receive periodic newsletters, articles, research study results, or other communication from the Education Provider. You may opt-out at any time. The Education Provider will never sell your information. We will never share your contact information with anyone outside of the organization, except as otherwise delineated herein and in our Privacy Policy.
  2. This agreement shall be construed under the laws of the Commonwealth of Massachusetts, United States of America. Should the parties have a dispute that relates, in any way, directly or indirectly, to the Course, CFEG and/or these Terms of Service, which cannot be resolved between them, they agree to submit the matter to binding arbitration administered by an agreed upon arbitrator or one chosen by the American Arbitration Association.
  3. To the extent that a lawsuit is filed that relates, in any way, directly or indirectly, to the Course, CFEG and/or these Terms of Service, each party consents to the jurisdiction of any court of competent jurisdiction in Commonwealth of Massachusetts, United States of America (“Chosen Courts”). Each party (a) consents to jurisdiction in the Chosen Courts; (b) waives any objection to venue in any of the Chosen Courts; and (c) waives any objection that any of the Chosen Courts is an inconvenient forum. 
  4. Questions about the Terms of Service should be sent to [email protected]